TOSimplify the process.
TOClarify the options.
TOImplement the solutions.

TOGroup is fully committed to providing Wealth & Health programs, tailored to meet the unique and ever changing needs of our customers.

Our Unique Approach

A unique approach to explaining your Wealth & Health options


Question: What’s the difference between Brand and Mandatory Generic?
Answer: Think of it like the motorcycle you wanted to buy and the minivan you ended up with.
Question: What’s this Major Restorative dental coverage?
Answer: Imagine the grounds crew after you’ve used your sand wedge on the putting green
Question: What’s this 80/20 co-pay stuff on my group plan?
Answer: It’s kind of like your kids’ expectations. They want you to do 80% of the work but only give you 20% of the credit.
Question: I really don’t get why I need this Life Insurance stuff
Answer: Think of it like a court order to pay child and spousal support after you divorce life
Question: So run this Return of Premium thing on my insurance policy by me again
Answer: It’s like you lease a car, and at the end of your lease the dealership takes back the car and gives you all your payments back
Question: Got it. You don’t happen to sell cars, do you?
Question: Is it okay to substitute the brand ED drugs with the generic kind?
Answer: That’s a HARD no.
Question: I feel like this Life Insurance thing is like playing the lottery?
Answer: Actually unlike the lottery, every time you pay your odds of collecting are getting better…
Question: What’s an all source maximum on my disability coverage?
Answer: It’s like the Leafs having Tavaris, Matthews, and Marner but only making it to the 2nd round…
TO Insure


› Employee Benefits
› Life Insurance
› Critical Illness
› Long Term Disability
› Mortgage Insurance
TO Save


› Group RSP
› Group DPSP
TO Plan


› Cash Flow Management
› Investment Management
› Tax Planning
› Insurance Assessment
› Estate Planning
› Retirement Planning
TO Advise


› Buy/Sell Agreement
› Key Employee
› Business Overhead
› Probate Planning
› Beneficiary Designation

Member Services

Our approach is about supporting you.
Use these tools to help us get you more.
Online Booking
Retirement Planner
About You

Our Service Providers

Sun Life
Manulife logo
Canada Life logo
SSQ logo
Industrial Alliance logo
Canada Protection Plan logo
BMO Bank of Montreal logo
RBC Royal Bank logo
Empire Life logo

Contact our team

(+1) 647-347-9717
201-515 Consumers Road
North York, ON, M2J 4Z2
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